What is the Gospel?

The gospel implies â€Å"good news†. Yet, uplifting news of what? The key Old Testament word concerning the gospel is the action word â€Å"basar† which by and large methods â€Å"proclaiming great news†. The uplifting news might be updates on the passing of a foe or the introduction of a child. In the New Testament words concerning the gospel mean â€Å"good tidings† or in fact it is a term for â€Å"news of victory†. A great many people comprehended the gospel as about giving expectation and salvation to corrupt heathens through crafted by effortlessness of the Lord Jesus Christ. This paper will examine the substance of the gospel, the misrepresentations in the introduction of the gospel and the errors in expressing the substance of the gospel. II. The Gospel The message of the gospel is the core of the service of the Lord Jesus Christ and of His congregation. Jesus isn't just the creator and delegate of the gospel however that truth be told, He is its subject. Paul, after Christ rising to paradise forcefully lectured the gospel. In spite of the fact that Paul doesn't give a solitary complete nitty gritty proclamation of the precepts of the gospel, by the by there are numerous New Testament entries that when assembled demonstrate what it incorporates. In Romans 1:3-4 he discusses the gospel â€Å"concerning God’s Son who was plunged from David and restored from the dead†. In I Corinthians 15, Paul expressed that he conveyed a message â€Å"that Christ kicked the bucket for our sins†¦that he was covered and raised on the third day. † Other New Testament entries unmistakably shows that Paul saw the gospel as focusing upon Jesus Christ and what God has done through Him that brought about the salvation of man. To sum up, the fundamental components of the gospel are the celestial Sonship of Jesus Christ, his humankind, his passing in the cross for man’s sins, his internment, restoration and future coming. II. Deceptions in the Presentation of the Gospel A. The Fallacy that the Gospel basically concerns Other than transgression The uplifting news or the gospel frets about the arrangement of man’s essential issue: sin. In any case, an individual may not detect that he required this uplifting news except if he knows about the nearness of wrongdoing in his own life. As a general rule, he just feels the absence of harmony or euphoria in his life or the mind-boggling issues that went up against him, which are side effects of his state of being distanced from God because of transgression. Shockingly, a few introductions of the gospel may concentrate on these three zones. Yet, man needn't bother with the gospel to make sure he can be cheerful or have tranquility or discover answers for his issues, he required it so as to be excused of his wrongdoing. B. The Fallacy That There Are Different Gospels for Different Age-Groups It isn't right to promoter to the possibility that the gospel isn't the equivalent for all individuals. That is, there is a different gospel for the kids, youngsters, grown-ups, unchurched individuals or the individuals who go to chapel. In all actuality, there is just a single gospel for all, however its methods of clarifying may not be the equivalent for all age gatherings, by the by the substance ought to be the equivalent. C. The Fallacy that the Truth is in Other than the Word of God Obviously, this implies truth can be found not just in the expression of God. Experience, prehistoric studies or satisfied prescience might be called attention to as different wellsprings of truth. Nonetheless, however these three might be a significant wellspring of denying or affirming truth, it doesn't make dependable truth. Just the expression of God gives unadulterated fact of the matter and all thinking ought to be founded on it. D. The Fallacy that shrewdness will convict In introducing the gospel others may dishonestly depend on one’s own keenness of introduction so as to convict an individual with respect to reality of the gospel. Be that as it may, solid and steady and attractive gospel introduction doesn't ensure salvation or comprehension of truth for the Bible unmistakably expresses that conviction is crafted by the Holy Spirit. It is just the Holy Spirit who can carry fruitful conviction to recognize reality whether a man decides to trust it. E. The Fallacy that appeal will guarantee results The Bible unmistakably cautioned that as bearers of uplifting news, an individual should make sure that he doesn't annoy anybody with respect to his way of dressing, discourse or culture particularly taking into account the way that the message of the gospel in itself is as of now an offense or hindrance for the vast majority ( Gal. :11). In any case, regardless of whether man acknowledges this admonition, his enchanting aura despite everything doesn't ensure that the gospel will be acknowledged. F. The Fallacy that Procedures produce Conversions There is no contention that methods do deliver results, for example, the mesmerizing impact of music, the inebriating impact of setting and the moving impact of stories. Be that as it may, these outcomes can't be properly compared to coming about to transformations. What is significant in the introduction of the gospel message is that whether the individuals were given words that they can have faith in and not exclusively to give them something to do. III. Paradoxes in Stating the Content of the Gospel A. The Fallacy of including immersion Some may unjustly believe that so as to be spared one ought to be submersed. Be that as it may, absolution isn't a piece of the gospel for on the off chance that it is, at that point work is added to the good news of beauty. The convictions that sanctification is required for salvation are typically taken from the accompanying sections: . Imprint 16:16. Book of scriptures Scholars bantered on the first consummation of the good news of Mark so in this premise it is impulsive to make refrains 9-20 as a flat out rule. Yet, just on the off chance that these refrains are initially part of the good news of Mark, it is progressively more secure to accept that Christ may have alluded here to the submersion of the Spir it for almost certainly, these words were verbally expressed while He was talking in Acts 1:5 about the purifying through water service of the Holy Spirit. 2. Acts 2:38. Sanctification regenerationists clutch the conviction that this section implies that both atonement and immersion prompts salvation. In any case, it must be comprehended that in Bible occasions the demonstration of submersion is an open indication of one’ earnest transformation may it be to Judaism, Christianity or different organizations. Along these lines, this stanza unmistakably shows that Peter advised the individuals to atone and to follow the custom of submersion as a proof of one’s earnestness of change, with the goal that nobody will question it. Then again, this section can be additionally deciphered to imply that submersion follows because of the pardoning of wrongdoing and not so as to be excused of transgression. 3. Acts 22:16. This section might be dissected by interfacing a specific participle to its basic like the participle (a) â€Å"arise† (which is a participle, emerging) with (b) â€Å"be baptized† (a goal); and (c) â€Å"wash away your sin† (basic) with (d) â€Å"calling on the name of the Lord† (participle). To make sanctification a prerequisite of salvation, it would require interfacing (b) and (c) which could then be perused as â€Å"be purified through water and wash away your sins†. In any case, this isn't to be in this way, for as appeared, the two objectives are in actuality associated with every one of their own participle, accordingly, it implies â€Å"to emerge from baptism† and to â€Å"call upon the name of the Lord to wash away your sins†. Approaching the name of the Lord would then require absolution of transgression and not sanctification. B. The Fallacy of misconception Repentance In Christianity, to gain salvation intends to apologize. Apology implies one ought not exclusively be pitiful about explicit sins being submitted and quit doing it ( as generally comprehended about atonement ) however it must include a difference at the top of the priority list about Jesus Christ and trust (have confidence ) and recognize Him as rescuer. C. The Fallacy of making give up of life a piece of the gospel Many Bible researchers contend that so as to be spared one should give up one’s life or make a guarantee to the Lordship of Christ. Arthur Pink additionally focused on that it is a lie of the demon to imagine that one is spared except if he makes Christ Lord of his life. In any case, the Bible gave numerous instances of individual who were spared however don't show any dedication, for example, Lot and the adherents of Ephesus. Part was announced in the new confirmation as an honest man despite the fact that his life doesn't appear all things considered. The devotees to Ephesus were still viewed as brought into the world again despite the fact that it took them two years subsequent to tolerating Christ to consume their enchantment expressions and spurn their eccentric practices. The Lordship issue lies in the inability to â€Å"distinguish salvation from apprenticeship and makes necessity for teaching requirements for salvation†. Christ in his talk with the Samaritan lady doesn't request that her set up her wicked life for her to be spared nor does He address on her the progressions that is anticipated from her on the off chance that she accepted yet that He essentially advise her that she had to know what His identity is and request His endowment of unceasing life. It might look so natural to be spared just by accepting, yet in an a lot nearer thoughtfulness , it isn't in this way, for it is difficult to put stock in somebody that is just known through the Bible significantly more stake one’s own unceasing predetermination dependent on that information. II. Decision A. The gospel is the uplifting news of man’s pardoning from sins through confidence in the total work of effortlessness of the Lord Jesus Christ. It is along these lines of need that man hear and comprehend this message. Be that as it may, similarly as with different works of man, the introduction of the gospel and expressing its substance might be defective with false notions. In the error of introduction, it incorporates the false notion that the Gospel basically concerns other than transgression, the misrepresentation that there are various accounts for various Age-Groups ,the deception that the Truth is in Other than the Word of God ,the paradox that shrewdness will convict ,the deception that appeal will guarantee results, the paradox that methodology produce transformations. In the deception of expressing its substance, it incorporates the fa

Organizational Theory Attainments and Experience

Question: Talk about how hierarchical hypothesis can be utilized viably to oversee individuals in ventures, distinguishing cases as models and task the executives approach. Answer: Presentation Venture managementis the tirelessness of deals with, plan, information, achievements and experience to achieve theprojecttargets. By and large, aprojectis an unrivaled, fleeting endeavor, contracted to achieve planned targets, which could bedelimitatedin terms of creation and results or gains. PMP hypothesis Organizational theoryanalyzes foundations to decide the structures and structures they apply to determine issues, increment ability and yield, a relationship of the supervisors and specialists in the association and meet the wants of financial specialists. It additionally clarifies techniques in which a foundation can header with quick change. Models Hypothesis X AND Y Google gives its representatives opportunity and ensures they love their work. Google empowers their representatives to work deftly. It additionally guarantees that the working environment is agreeable, including advisors to oat bars. It likewise permits its workers to be imaginative. Representatives are urged to remain and be profitable. This business take a gander at their representatives as autonomous, and expect that they make the most of their work. Work is unavoidable, and self-completing. These organizations don't micromanage their representatives, since they lean toward them to be imaginative and take responsibility for work. Genencor Company-which is a biotechnological organization was likewise positioned as the best work environment by the human asset the board in 2005. This organization utilizes hypothesis y method of the board. It permits its representatives to remunerate their kindred partners with on the spot prizes for their extraordinary work. The organization is a model of advancement, collaboration and efficiency. Inspiration Hygiene Theory Great arrangements and organization inside the work association will empower expanded efficiency. Laborers will likewise be inspired by a decent pay, accomplishment underway through expanded deals and acknowledgment by their seniors for their great work. An investigation was completed in Hong Kong lodging representatives to decide the activity related inspirations that were imperative to them. The examination utilized Kovach 1980 sparks as a source of perspective rundown. The consequences of the examination were in accordance with those of Herzberg et. al 1959. They discovered that factors that persuaded the representatives included: the work being intriguing, the open door for them to progress and create and the sentiment of being engaged with the work environment. This lead to expanded profitability and occupation fulfillment. Maslow's Hierarchy of Needs This hypothesis delineates that there are essential needs an individual needs to meet first before they can move to different necessities. This needs start with genuine feelings of serenity mental. The laborer ought to likewise be content with the security to be agreeable. The workplace ought to likewise be allowed to empower socialization. The administration should then improve their laborers regard through complementation. This will prompt self-completion prompting expanded efficiency. The hypothesis is actualized in every single primary school. Before an understudy's psychological requests must be met they initially should satisfy their essential physiological needs. For example a worn out and hungry understudy will discover challenges in centering and learning. Understudies ought to feel sincerely and truly sheltered and assented inside the study hall to develop and accomplish their maximum capacity. Maslow hypothesis additionally delineates that understudies must be demonstrated that they are evaluated and regarded in the study hall and the teachers ought to likewise make an appurtenant situation. Understudies with low confidence ought to be guided to empower them understand their latent capacity. Vrooms Theory Vroom clarifies that an individual is spurred at the workstation realizing that their exertion will bring about the ideal result. Representatives are roused by realizing that on the off chance that they increment their exertion will empower them being remunerated. In numerous banks, people are urged to do their reserve funds. This will draw in an intrigue that they will be paid toward the year's end. For budgetary rewards, it means that people need to comprehend that their expanded exertion will empower them to get the reward. Or then again, if no additional exertion is included, the individual will get a low reward. This involves making a parity by making it attainable. Undertaking Management Approach The undertaking supervisor should go about as a hireling chief since he is the voice of the group. He/she ought to explain issues and guide the group properly. This incorporates tuning in to their sentiments. Appropriate planning of work, guaranteeing approval and confirmation of the task and ceaseless improvement of the procedure. The administrator ought to guarantee responsibility, in light of trust, capacity to have beneficial clash, duty and empowering the group. The capacity to explain clashes is likewise urgent. Empowering a favorable workplace and energize group working so as to have a profoundly performing group.

Billy Budd By Herman Melville Essay Example For Students

Billy Budd By Herman Melville Essay Todays society just as most of our schools can enhance how it energizes imagination and uniqueness in todays youth. A great deal of the time, its difficult to do this, yet with littler homerooms, progressively qualified and gave educators, and more collaboration from the understudies, everyones requirements could be met, and understudies would get superior instruction. A large number of todays schools have no resilience for anything that may conflict with the standard. Schools today can take into account distinction and contrasts in understudies, however they either decide not to or don't know that anything isn't right with the manner in which they get things done. In Melvilles, Billy Budd, there are instances of this smothering of uniqueness. The group individuals on board the Avenger are made to all accommodate and follow orders beyond a shadow of a doubt. Through Claggart, the mens independence and rights as individuals are removed through dread. Regardless of what anybody is attempting to achieve, fulfilling everybody is quite often outlandish. It is the same in todays educational system, fulfilling everybody is troublesome. Understudies are not permitted to communicate as uninhibitedly as they should. This isn't the situation in all schools, however it is Especially since episodes like those at Columbine High School, schools presently see demonstrations of distinction and imagination as those of vindictive plan. There is a sort of narrow mindedness for the individuals who act uniquely in contrast to the larger part. Since the time the two young men from Columbine killed their schoolmates, everybody has been very mindful about everything from genuine passing dangers, to simple warmed conversation between colleagues. It is nearly to a state of pointless excess. What amount of guideline is a lot of guideline? With the goal for schools to have the option to oblige for everybody and their individual needs, they should first not rebuff understudies for being not quite the same as the lion's share. After there is an affirmation of the uniqueness of understudies, at that point you can begin to assist them with learning better and on their own levels. In the event that an understudy has no goals at all to attend a university, at that point after some influence for them to reevaluate, they ought not be relied upon to finish and be reviewed on indistinguishable arrangement of prerequisites from different understudies. In the event that an individual isn't as fit, or rather doesn't decide to utilize their capacities to their fullest, at that point they ought to be reviewed on what they can do, not what others are able to do and what they are required to be prepared to do. I realize this would be hard to do in light of the fact that a few people may pick the path of least resistance and purposefully not take a shot at the level that they are prepared to do. Be that as it may, with the end goal for this to work, instructors must confide in the understudies and on the off chance that they state they are putting forth a valiant effort, at that point chances are, the understudies is really trying their hardest. Schools could be much increasingly successful, I think, on the off chance that they would simply conform to the necessities of the individual understudies. There is certainly a route for understudies to have the option to be treated as people, and still have the whole understudy body glad. This is a troublesome assignment to achieve, yet in the event that all the gatherings cooperate, it tends to be practiced and understudies can be treated as people, instead of the whole understudy body.

Explore Dickens presentation of education in Hard Times Essay

Dickens’ presents The Victorian training framework in ‘Hard Times’ in an on a very basic level negative way, Dickens’ communicates the possibility that having an inventive angle to our instruction is fundamental. He does this through caricaturizing the training framework and ridiculing the characters. All through the novel, it is a reason for Dickens being ironical towards the training framework. Dickens opens the novel with a mocking depiction of Thomas Gradgrind and his utilitarian instructive techniques as he trains the room loaded with understudies â€Å"Facts alone are needed in life† (9) Dickens parodies Gradgrind’s duty to training contained uniquely of realities as Gradgrind misrepresents that realities are the main basic thing throughout everyday life. â€Å"Fancy† (14) represents creative mind and miracle contrasted with realities. Dickens underscore â€Å"Fact† more than he does with â€Å"Fancy† he does this by rehashing â€Å"fact† itself, sounds progressively powerful. Gradgrind’s see on instruction is his kids are to never envision or marvel. Gradgrind rejects the idea of â€Å"fancy† or creative mind; ‘fancy’ has nothing to add to seeing; just things that can be estimated are significant. Gradgrind’s objecting bluster on extravagant â€Å"You don’t stroll upon blossoms in fact† (14) to the understudies underlines that extravagant is terrible and it ought to be â€Å"facts!† (14) In his sarcastic portrayal of Gradgrind, Dickens’ point is of what he encountered in the modern England during his time when instruction fluctuated endlessly, as per area, sex, and class, implying that Dickens see on Utilitarianism is appeared in an ironical manner, and his convictions stood apart all through the novel, this shows how the training framework was controlled. Dickens utilizes characters’ names to proceed with his parody of the utilitarian training framework common in Victorian Britain. Mr Gradgrind breaks into the word â€Å"Grind† as a way to smash, meaning his technique for pounding down the students’ distinction and any creative mind they may have entered the school with. Mr M’Choakumchild, breaks into â€Å"me, stifle, child† Dickens’ overstates with the name as we don’t might suspect the new instructor is truly gagging the kids in his consideration, that this Fact-fixated animal will just gag creative mind and sentiments out of them. â€Å"If he had just taken in somewhat less, how vastly should be he may have shown much more!† (15) This features the utilitarianism framework would work much better, on the off chance that it were not all that hung on realities. On the off chance that Mr. M’Choakumchild had learnt less and been for all intents and purposes engaged with his understudies more and would have educated obviously better. This is scrutinizing the manner in which the framework works. Dickens is recommending that in the utilitarianism framework, proposing that slamming realities into understudies probably won't be the best method of instructing them. Not all things can be decreased to realities alone. Mr Gradgrind and Mr Bounderby are the fundamental portrayals of utilitarianism and supporters of the framework. In Louisa’s proposed union with Bounderby, Dickens shows us a shocking outcome of Gradgrind’s framework that denied everything except for realities. â€Å"You have been familiar with think about each other inquiry, essentially as one of substantial Fact† (97) This shows Gradgrind, who is unequipped for communicating his feelings adequately toward Louisa, edges her into a marriage with Bounderby by expressing different realities and insights to her. Louisa is reluctant to convey her sentiments towards him â€Å"she returned, with no obvious emotion† (96) David Lodge’s ‘How Successful Was Hard Times?’ (1981) contends that Gradgrind’s philosophy in his framework is sketchy, Lodge clarifies that it is a â€Å"primary record of what's up with his system† Mr Bounderby is likewise a character with utilitarian conviction s, certainly one of the significant characters that has a firm faith in the framework, â€Å"you may drive him to swallow bubbling fat, yet you will never smother constrain him to stifle the realities of his life† (23) He connotes the very pith of his merciless rules that just has space for realities and insights. ‘Hard Times’ diagrams that an utilitarian way to deal with life is fruitless and costs the individuals who follow their minds become automated and lacking to the framework. Creative mind and heart is found in the carnival where Mr Bounderby and Mr Gradgrind loathe â€Å"No youngsters have bazaar masters†¦ or go to carnival addresses about circuses† (23) Gradgrind suggests that bazaars dislike a useful schoolroom. Dickens speaks to Sissy Jupe as a powerful character of the novel who presents the estimation of a warm heart and exemplifies sentiments and feelings. She is viewed as a total disappointment of Gradgrind’s framework. Anyway Dickens and the peruser judge her as a triumph. The youthful blameless young lady ridiculed by the instructor and introduced as the â€Å"dumb† young lady in the beginning of the novel, step by step ends up being the most key character in the entire novel. Since the primary essentialness of certainty and the expulsio n of extravagant that Gradgrind’s instruction obliges, Sissy Jupe will never succeed. All things considered, regardless of the training, Sissy turns into a young lady who can keep up her own standards and convictions. The differentiating portrayals of Sissy and Bitzer are appeared in their appearance. For instance Sissy is depicted as brilliant and warm â€Å"dark peered toward and dull haired† (11) alluding to her as somebody who is the essence of imperativeness. Anyway Bitzer is depicted as â€Å"what little shading he ever possessed† (11) and â€Å"His cold eyes would scarcely have been eyes† (11)) Demonstrating that he is cold and aloof with no heart and all figuring. Dickens utilizes Bitzer to exhibit that different understudies are affected by him, demonstrating that he is a devotee of Gradgrind’s framework, while Sissy is the outsider to the framework. The Utilitarian training framework identifies with the mechanical town ‘Coketown’ which comprises of industrial facilities and â€Å"large lanes †¦ like each other †¦ individuals similarly like one another† (27) The town is connected to a â€Å"painted face of a savage† (27) that is depicted as uncouth and uncultured, the youngsters are being denied from the â€Å"ill-smelling dye† (27) Dickens recommends the general public that the kids/laborers are living in is unsanitary â€Å"Jail† (28) showing that they have no way out from their issues. The utilitarian framework gets rid of all creative mind in the understudies and sets them up superbly for the life of drudgery. Dickens portrays as their part as ‘hands’ in Coketown’s processing plants. Training introduced in ‘Hard Times’ is appeared as humorous in Dickensian vision of Utilitarianism. This is on the grounds that Dickens can make an idiot out of the framework cleverly. Moreover it is sure that what Dickens has introduced is clever and persuading with causing the utilitarian belief system to appear to be preposterous through the novel. I discover David Lodge’s contention towards Dickens assessment as liberal and powerful.

Happy Cinco De Mayo!!!

Happy Cinco De Mayo!!! Admissions counselors make the sexiest models. Check out these t-shirts, which were made by the good folks in LUChA. Awesome. Math question: if Salvador and Amy each read 922 applications, and we received 10,500 applications this year, what is the probability that one of them read your application (assuming you were in the applicant pool)? Knowing that each app gets two reads, what is the probability that both of them read your application? Those are easy, right? Okay, reading season lasts from early November through late February (for this problem well say November 1 through February 28.) Salvador takes 5 days of vacation in December and 2 days in Janurary. Amy takes 3 days of vacation in November, 1 in December, 2 in January, and 1 in February. All else being equal for applications for which Salvador and Amy are the two readers, what is the probability that Salvador read a given application before Amy? First person to answer correctly gets a prize. Then again, how would I even know what the correct answer is? Hehe. Edit: okay, first person to provide an answer (with documented process) that gets a stamp of approval from Keith gets the prize.

2013 Five-year Top Performing Direct Plans Q4

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of December 31, 2013 for Direct-sold 529 plans. Five-year performance ranking (click here for one-year performance table and three-year performance table, and ten-year performance table): Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 17.51 2 Alaska University of Alaska College Savings Plan 22.06 3 Alaska T. Rowe Price College Savings Plan 22.07 4 Maine NextGen College Investing Plan -- Client Direct Series 25.57 5 Maryland College Savings Plans of Maryland -- College Investment Plan 27.41 6 District of Columbia DC 529 College Savings Program (Direct-sold) 33.37 7 New York New York's 529 College Savings Program -- Direct Plan 35.79 8 West Virginia SMART529 WV Direct 36.02 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 40.72 10 Utah Utah Educational Savings Plan (UESP) Trust 40.75 11 South Dakota CollegeAccess 529 (Direct-sold) 41.40 12 Virginia Virginia529 inVEST 44.64 13 New Jersey NJBEST 529 College Savings Plan 44.87 14 Michigan Michigan Education Savings Program 45.70 15 Kansas Schwab 529 College Savings Plan 46.75 16 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 47.76 17 Ohio Ohio CollegeAdvantage 529 Savings Plan 48.76 18 Louisiana START Saving Program 49.80 19 Nevada The Vanguard 529 Savings Plan 50.43 20 Florida Florida 529 Savings Plan 50.73 21 Colorado Direct Portfolio College Savings Plan 52.10 22 Indiana CollegeChoice 529 Investment Plan (Direct-sold) 53.52 23 Pennsylvania Pennsylvania 529 Investment Plan 53.54 24 Hawaii Hawaii's College Savings Program 54.16 25 Oklahoma Oklahoma College Savings Plan 54.64 26 Illinois Bright Start College Savings Program -- Direct-sold Plan 56.29 27 West Virginia SMART529 Select 56.70 28 Iowa College Savings Iowa 58.57 29 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 61.60 30 Delaware Delaware College Investment Plan 62.47 31 New Hampshire UNIQUE College Investing Plan 62.50 32 Arizona Fidelity Arizona College Savings Plan 62.57 33 Massachusetts U.Fund College Investing Plan 62.88 34 Minnesota Minnesota College Savings Plan 63.06 35 Kentucky Kentucky Education Savings Plan Trust 63.23 36 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 63.52 37 North Dakota College SAVE 65.52 38 Arkansas GIFT College Investing Plan 66.32 39 New Mexico The Education Plan's College Savings Program (Direct-sold) 66.40 40 Idaho Idaho College Savings Program (IDeal) 66.67 41 Vermont Vermont Higher Education Investment Plan 69.42 42 Connecticut Connecticut Higher Education Trust (CHET) 71.65 43 Texas Texas College Savings Plan 72.41 - Alabama College Counts 529 Fund (Direct-sold) NA - California The ScholarShare College Savings Plan NA - Georgia Path2College 529 Plan NA - Mississippi Mississippi Affordable College Savings (MACS) Program NA - Montana Montana Family Education Savings Program Investment Plan NA - Nebraska Nebraska Education Savings Trust - Direct College Savings Plan NA - Nebraska TD Ameritrade 529 College Savings Plan NA - Nevada SSgA Upromise College Fund NA - North Carolina National College Savings Program NA - Oregon Oregon College Savings Plan NA - Tennessee TNStars College Savings 529 Program NA - Wisconsin Edvest College Savings Plan NA NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here. Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of December 31, 2013 for Direct-sold 529 plans. Five-year performance ranking (click here for one-year performance table and three-year performance table, and ten-year performance table): Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 17.51 2 Alaska University of Alaska College Savings Plan 22.06 3 Alaska T. Rowe Price College Savings Plan 22.07 4 Maine NextGen College Investing Plan -- Client Direct Series 25.57 5 Maryland College Savings Plans of Maryland -- College Investment Plan 27.41 6 District of Columbia DC 529 College Savings Program (Direct-sold) 33.37 7 New York New York's 529 College Savings Program -- Direct Plan 35.79 8 West Virginia SMART529 WV Direct 36.02 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 40.72 10 Utah Utah Educational Savings Plan (UESP) Trust 40.75 11 South Dakota CollegeAccess 529 (Direct-sold) 41.40 12 Virginia Virginia529 inVEST 44.64 13 New Jersey NJBEST 529 College Savings Plan 44.87 14 Michigan Michigan Education Savings Program 45.70 15 Kansas Schwab 529 College Savings Plan 46.75 16 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 47.76 17 Ohio Ohio CollegeAdvantage 529 Savings Plan 48.76 18 Louisiana START Saving Program 49.80 19 Nevada The Vanguard 529 Savings Plan 50.43 20 Florida Florida 529 Savings Plan 50.73 21 Colorado Direct Portfolio College Savings Plan 52.10 22 Indiana CollegeChoice 529 Investment Plan (Direct-sold) 53.52 23 Pennsylvania Pennsylvania 529 Investment Plan 53.54 24 Hawaii Hawaii's College Savings Program 54.16 25 Oklahoma Oklahoma College Savings Plan 54.64 26 Illinois Bright Start College Savings Program -- Direct-sold Plan 56.29 27 West Virginia SMART529 Select 56.70 28 Iowa College Savings Iowa 58.57 29 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 61.60 30 Delaware Delaware College Investment Plan 62.47 31 New Hampshire UNIQUE College Investing Plan 62.50 32 Arizona Fidelity Arizona College Savings Plan 62.57 33 Massachusetts U.Fund College Investing Plan 62.88 34 Minnesota Minnesota College Savings Plan 63.06 35 Kentucky Kentucky Education Savings Plan Trust 63.23 36 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 63.52 37 North Dakota College SAVE 65.52 38 Arkansas GIFT College Investing Plan 66.32 39 New Mexico The Education Plan's College Savings Program (Direct-sold) 66.40 40 Idaho Idaho College Savings Program (IDeal) 66.67 41 Vermont Vermont Higher Education Investment Plan 69.42 42 Connecticut Connecticut Higher Education Trust (CHET) 71.65 43 Texas Texas College Savings Plan 72.41 - Alabama College Counts 529 Fund (Direct-sold) NA - California The ScholarShare College Savings Plan NA - Georgia Path2College 529 Plan NA - Mississippi Mississippi Affordable College Savings (MACS) Program NA - Montana Montana Family Education Savings Program Investment Plan NA - Nebraska Nebraska Education Savings Trust - Direct College Savings Plan NA - Nebraska TD Ameritrade 529 College Savings Plan NA - Nevada SSgA Upromise College Fund NA - North Carolina National College Savings Program NA - Oregon Oregon College Savings Plan NA - Tennessee TNStars College Savings 529 Program NA - Wisconsin Edvest College Savings Plan NA NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here.

Case Study The Healthcare Industry Essay - 1493 Words

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